I discussed this before in a previous post, but here is the most comprehensive list about "making your own". If you scroll down, there are videos and another page of information.

I must also add that opposing digits has some wonderful documentaries that you won't see grouped like this anywhere else on the Internet.

If you have saved money or made money because of this blog, tip me. For $3 you get to download my seminars. They teach you how to save $130,000 over your lifetime by smarter spending, how to make an 11% return on your investments every year, and how to earn $800 a month in your spare time!

I'm adding a site to the list below and I'm making it bold so you know it is new.

I'm not a big fan of coupons simply because of the time involved - finding them, clipping them, remembering them; but I'm sure many readers use them.

So here is what I have found and I'm looking for your comments on the "best sites"

Coupon Ninja             thousands of coupon codes, promo codes, price discounts and free shipping offers      
Retail Me Not              A great source for coupon codes
Deal Taker                  Organized by store and categories
Cents Off                    Has had mainstream media coverage
The Geek Next Door    Seems like they have good daily deals
Ebates                       Just like the name says
Clipfire                        A coupon search engine
Bargain Share            Coupon discussion board

If you have saved money or made money because of this blog, tip me. For $3 you get to download my seminars. They teach you how to save $130,000 over your lifetime by smarter spending, how to make an 11% return on your investments every year, and how to earn $800 a month in your spare time!

The Seed Exchange provides a place where users can offer seeds for trade and make requests for seeds they are seeking. Items for sale are not permitted.

You may want to check the FAQ Page before posting a question and please read both the Special Instructions for the Exchange and the more general Forum Instructions.

Many people at various discussions boards have claimed the only thing they lose by signing up for a utility budget plan is the interest. I can’t argue with that, but let’s do some math and see how much you lose over the long term. Based on my earlier post, the difference was $43 over 12 months. An annuity of $43 at 11% (my rate of return) for 30 years is $1477. Now lets take the “I only lose the interest” another step – improper tax withholding. Lets use $40 as your annual refund. An annuity of $40 at 11% for 30 years is $1374. Finally, lets take the “I only lose the interest” one last step – not sweeping idle cash balances into a money market. Assume an average cash balance of  $500 at 4% for 30 years. That comes to $600.

Grand total =  $3451. WOW!  :-))

If you have saved money or made money because of this blog, tip me. For $3 you get to download my seminars. They teach you how to save $130,000 over your lifetime by smarter spending, how to make an 11% return on your investments every year, and how to earn $800 a month in your spare time!

No sense in letting the government get an interest free loan. Check out this free calculator. 

Forever_Stamp

The cost to mail a first-class letter will rise a penny, to 42 cents, on May 12, 2008. Rates have gone up by 8 cents since 2000 (a 23.5% increase!). So get your Forever Stamps today before the post office runs out!

I made some additions to the posts below. Be sure to re-read these short articles.

Auto Savings
Do It Yourself

If you have saved money or made money because of this blog, why not tip me? For $3 you get to download my seminars. They teach you how to save $130,000 over your lifetime by smarter spending, how to make an 11% return on your investments every year, and how to earn $800 a month in your spare time!

• Use salvage yards for replacement parts

  

  Automobile
• Only buy a car if your old car becomes unsafe to drive and isn't easily fixable, or the cost of the repairs is more than 75% of the cost of buying the same car in running condition
• Auto Emergency Kit: yellow/orange umbrella, flashlight, & duct tape - tape the flashlight so that it is attached to the umbrella shaft and pointing up - this turns the entire umbrella into a giant, lighted "traffic cone"
• Make Your Car Last 250,000 Miles
  

• Grow your hair long for Locks of Love - a nonprofit organization that makes wigs for children who've lost their hair.
• "Feeder goldfish" cost less than 10 cents. Their food is around a $1 and lasts many months. One can use any type of glass bowl or antique canning jar to keep them in.
• Use honey for lip balm before you go to bed.
• Use un-waxed, unflavored floss to slice any soft cheeses, layer cakes, or homemade cinnamon buns from a roll.
• Bring your own water bottle everywhere. Refill the water bottle at water fountains.
• Camping Cooler - buy bottled water and freeze enough to fill your cooler. You won’t have to buy ice until four or five days into the event (when everyone else is making almost daily ice runs)
• Take produce into your office and have a "Take Some and Leave a Quarter" cup next to them. Use proceeds to buy plants for next year.
• If the A/C goes out in your car, try the $20 can of recharge from an auto parts
• Clean your windshield wipers with vinegar to extend the life of them
• Always stop at a local pawnshop when considering a new tool purchase, bicycles, vacuum cleaners, etc.
  

If you have saved money or made money because of this blog, why not tip me? For $3 you get to download my seminars. They teach you how to save $130,000 over your lifetime by smarter spending, how to make an 11% return on your investments every year, and how to earn $800 a month in your spare time!