What Banks and the Regulators Don't Tell You
If the bank simply closes its doors (locks you out of the
bank), what do you do?
This happened in 1933 when Franklin D. Roosevelt closed the banks from March 6 to March 10.
When banks do re-open, there could be some extra scrutiny--most notably an IRS agent (or a delegated bank employee) looking over your shoulder when you access your money and/or safe deposit box. Don’t believe that would happen, check out these stories – Gold “find” in safe deposit raids and States seize citizens’ property to balance their budgets
The FDIC rates banks by virtue of their ability to safeguard consumer funds and also their overall fiscal health. At this point in time there are 90 banks rumored to be on the agency's watch list. Unfortunately, the FDIC keeps this list a closely guarded secret and never permits access to the data by members of the general public! Official failed bank list.
So here are the unofficial lists of failed/distressed financial institutions: Mortgage Lenders & Banks.
You can also search for your bank at BANKTRACKER
